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Before You Pay a Debt Collection
In 2011, the FTC received almost 181,000 complaints against debt collectors – the third parties who collect debts for banks and other businesses. It goes without saying that debt collectors don’t...
View ArticleHow Wage Garnishment is Used to Collect Your Debts
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages can only be garnished as the result of a court order or a similar action. It’s important...
View ArticleTime-Barred Debts
Time-barred debts are debts that are too old for creditors and debt collectors to sue you for. Each state’s laws dictate how long a debt collector can sue you for a debt. This period is known as the...
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